Credit Repair Credit Repair

Dispute Strategies

Removing Remarks

The credit bureaus allow the consumer to include comments for each disputed account. However, they also allow the lender to include a comment in response to the consumer's remark, such as, "While consumer disputes information, data is verified as accurate." Comments in general can hurt your chances for receiving credit. Your best bet is to avoid including remarks for individually disputed items.

If a lender inserts a comment, request that the credit bureau remove it. Also keep in mind notations made by a credit counseling company carries serious weight, falling somewhere between the effects of a foreclosure and a bankruptcy. Therefore, always try to have these removed, or try to prevent them from being put there in the first place.

> Disputing Third-Party (Debt Collectors) Records