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Defaulting On Your Debt

It's Not Your Fault

I've worked in the debt relief business for almost a decade. I've worked with thousands of people and I've heard incredible stories. What, more than anything, have I learned?

It is not your fault.

The banks and credit card companies play a dirty game. They extend credit to customers who can't afford it in order to make indentured servants of us all, and they risk almost nothing in the process.

Let me paint a picture for you:

Somewhere in America, the Smith household carries $9,000 in credit card debt, at a rate of approximately 19%. Let's say the Smiths don't make any more charges to their card (yeah, right) and make the minimum payment of 2% of the outstanding balance until the account is paid in full. What happens next?

It will take the Smiths 81 years and 1 month to pay off the account, and they end up paying $41,796 ... for the privilege of charging the original $9,000.

The groceries, gas, clothes, and other items that were purchased on the Smith's credit card cause them to pay 464% more than someone who paid cash for those same items!

Next time you purchase a tank full of gas think about that. My tank costs about $50 to fill using my debit card. If this same tank of gas is purchased on the Smith's credit card, it will effectively cost them $232!

My goal in creating this program is for you to get out of debt, restore your credit, and teach you how to use both responsibly.

Doing so, however, will start what may feel like a small war. In the course of trying to collect from you, debt collectors will come after you hard—over the phones, through the mail, and in the courts. If you don't know your rights, don't know how to protect yourself, and perhaps most importantly don't understand the business of debt collection ... well, good luck.

Fortunately, you don't need luck because you have this program. Not only will I show you how to fight back against unscrupulous debt collectors, I will show you how to:

  1. Clear your debt for pennies on the dollar
  2. Protect your assets
  3. Restore your credit rating
  4. Fight creditor harassment and lawsuits
  5. And sleep well again

And as for the credit card companies, don't worry about them. Believe me, they will be just fine.

> The History of Credit
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