“Thanks to you, we were able to take care of over $120,000 in credit card debt.”

– Pat from Texas

Information contained herein is obtained from sources believed to be reliable, but its accuracy cannot be guaranteed. Most stories are verified written reviews from actual DebtClear users, portrayed by actors. Chuck and Joan used the principles found in The DebtClear Roadmap, not the product itself. While they are friends of Michael’s, they were paid for their time.

Now, as I was saying…

Traditional debt relief strategies you’ve heard of…

  • Debt Settlement
  • Credit Counseling/ Debt Management
  • Debt Consolidation
  • And even Bankruptcy

All have ONE HUGE FLAW that costs you your money and your peace of mind.

These outdated options invite someone else to profit from your debt situation…

And profit at your expense.

That’s why you get little to no reduction in your outstanding credit card balances.

Of any savings you could see, the lion’s share slips right into someone else’s pocket.

And that ‘share’ could be more than you think.

Take what happened to Aaron of Minneapolis…

A guy who gave a 5-star review to the biggest debt relief service company in the country, Freedom Debt Relief.

In his review, Aaron shared that he enrolled “close to $60,000” of debts into their service…

And forced himself to pay nearly $900 per month towards the program…

In order to graduate the program in almost half the time; 2.5 years instead of 4.

But then he shared all the various fees they charged:

“There was… [an] account set-up fee… monthly service fee… legal protection [fee]… ACH payment(payment processing fees)… and settlement fees.”

And it revealed something deeply disturbing;

Using the percentages and amounts he, himself, disclosed…

I estimate he paid $9,598.50 to this debt relief service

In order to reduce his debt to roughly half of what he owed.

If a 5-star rating means paying $900 bucks per month for several YEARS and still paying close to $10,000 in fees…

What do you think happens to the average person’s savings with debt relief services?

Well, one Las Vegas woman found out the hard way a few years ago.

After signing up for a debt settlement service, Kristina thought she’d finally get the relief she needed.

But when the company charged fees of 25% of the original balance for her first settlement, she had this to say…

“What I saved on settlement… almost everything went to them in fees.”

“If I would have known that, I would’ve never gone for this program.”

But the part that makes me sick to my stomach…

And the reason I made this presentation for you today…

Is that both of those people were lucky compared to some.

One Michigan family-man could have lost his house in 2013…

Because a debt management firm took his money…

Put it into an account ‘for him’…

But paid themselves almost all of it.

He said…

“I was referred to [debt management] by my mortgage company to settle my credit card debt.”

“I invested over $7k into this program almost 4 years ago now. They did not negotiate my debts, [and] I still get calls and letters daily. I tried to access “my” account to pay these bills myself but [after their “Customer Fees”] there was $4.61 left.

Can you imagine telling your children their home is getting taken away…

And it happened because a debt relief service company ripped you off?

As you can see, even a best-case-scenario with a debt relief service company, like Aaron’s “5-star experience”…

Can result in $10,000’s of dollars coming out of pocket…

Just to get the 50% debt reduction that Freedom Debt Relief and many debt relief services tell you you can expect.

Not to mention, there are other dangers of these services the Federal Trade Commission warns about, like…

Damage to your credit, being sued by creditors and even having your wages garnished!

But the good news for you is you DON’T have to live the nightmare.

Say Goodbye to Debt Relief Services
And You Can Keep Your Savings for Yourself.

All you need is the right roadmap to lead you to those savings…

And someone to guide you right to the end.

When you have them…

You don’t need to be a debt professional to wipe away 50% of your credit card debt.

You can wipe away even more…

And pay NO SERVICE FEES on what you save.

You’ll be able to:

  • Stop sending all your hard-earned money to your credit card companies each month
  • Avoid all debt relief services that can cost you your entire debt savings and destroy your credit
  • Finally be able to afford the things your loved-ones need

Imagine how it will feel…

Leaving the car dealership in a brand-new SUV with your family…

Watching your spouse’s face light up when you mention your new sunroom will start construction soon…

Or dipping your toes in the warm sand during a Caribbean vacation long enough to wipe away the memories of a depressing 2020 year.

That can be your reality sooner than you think.

Get ready to discover how easy this is to do for yourself.

You’ll learn how I got rid of a $64,390 MOUNTAIN of my own debt for about $3,500 bucks…

Raised my credit score high into the 800’s…

And had my mailbox overflowing with lenders offering me money at low rates.

I’ll also reveal why yesterday was the best time to clear your debts…

But if you act today, while the economy is still reeling from the COVID-19 pandemic…

You can do this in time to reap the rewards of an overwhelmed credit industry…

More desperate than ever to cut deals to get cash in the door.

I’ll explain how it works in a few moments…

But before we go any further, you deserve to know…

Why you haven’t heard of this strategy before.

It’s simple really.

Because the debt relief service industry spends billions on online advertising and search engine optimization.

So you see their webpages first…

Where they can tell you(or NOT tell you) whatever they want.

For example…

Most people don’t know much about the FCRA (Fair Credit Reporting Act) and the FDCPA (Fair Debt Collection Practices Act).

They’re two mammoth-sized, borrower protection acts that keep your creditors in check…

And can be used as part of my system…

To get $1,000s, $10,000s and even $100,000s in credit card debt relief.

But when you search online for answers, they’re buried too deep to find.

To prove it, I Googled, “debt relief help” and clicked on every single web page link from the first page of results.

I was amazed to see 22 of 23 web pages never mention the protection laws at all.

Even if you could find them, the legalese is so complex…

Everyday folks have little chance of understanding and using these gems…

To reverse their debt situation and get on with their life.

That’s why people like Aaron, the guy who gave the nation’s leading debt relief service a 5-star review…

Believe they came out on top.

Anywhere you look on the web, you see a debt relief service page or one of their partners pushing the same false myth;

The best you can hope for is a 30%-50% debt reduction with up to 25% in fees.

That could mean as little as 5% off your credit card debts… which is a complete joke!

The truth is you can have much more control over your debts than you think.

And once YOU take back control, the results are LIFE-CHANGING.

Like they were for Jeff from Oregon…

Who saved over $40k with my debt-clearing roadmap.

That’s like a down payment on a house!

He encourages others, “Don’t give up!”

Or Joan from Texas…

Who lost her business and her peace of mind after the devastation of 9/11…

But using the principles you’ll find in my roadmap…

She was able to clear $44,000 of credit card debt…

And buy her dream truck the very next year.

Finally, there’s Chuck from Indiana.

After his job went south and his big paychecks stopped coming in…

Chuck was left in A DEBT GRAVE SO DEEP, he’d be paying it off the rest of his life.

But then he learned to follow those same powerful principles…

And was able to reduce his debts by a whooping $497,926.

Afterwards, he used the strategy for his family and a dozen friends to clear an estimated total of $3 – $4 million in unsecured debts.

That’s incredible…

But Chuck Never Thought He Would Be Where He is Today

When you have over $400,000 of crippling credit card debt…

It can seem like a fantasy to ever:

  • Own a home that’s completely paid off
  • Push your credit score over 800
  • Or have no significant debts to your name

But with a little perseverance, Chuck was able to get all three…

And help his family turn their lives around also!

But even though the tactics you’ll find in my roadmap…

Reveal the most effective path to clear a minimum 50% of your credit card debts without service fees…

Or as much as 90% like me…

It’s Only Possible Because I’ve Taken the Right Strategy Out of the Wrong Hands

Let me ask you this…

If you walked into a credit counseling or debt settlement firm’s office…

And asked them to show you how they negotiated credit card debts down to a fraction of what they were…

What do you think they’d do?

I bet they’d laugh you out of the room!

They won’t just give you their confidential strategies to help you.

Even the so-called “Non-Profit” companies are just looking for a payday(The FTC warns about them too on their site)

That’s why I developed this debt-clearing roadmap…

That takes a proven, professional debt relief system right out from under them…

And puts it into steps for anyone to do.

So the debt relief service industry can’t take $1,000s off the top of your debt savings.

The funny thing is that I never thought I would be the guy telling people NOT t0 hire debt relief services!

Some years ago, I was drowning in $64,390 of credit card debt and sat right where you are now.

I remember the exact moment when the house of (credit) cards came crashing down.

I was at my girlfriend’s high-rise apartment in San Francisco, which had a stunning view of the city.

But after getting off a phone call where I was REJECTED for a new card…

No amazing view could fix the sudden DEPRESSION I felt.

I needed that credit card to make rent, buy groceries and help pay off my other cards.

The PANIC of that moment was excruciating and stuck with me for weeks.

So I did the next logical thing: Sought Help.

After some digging…

I Discovered a Company Named Debt Solutions International (D.S.I.) and It Was Different Enough to Grab my Attention

Years ago, D.S.I. was one of a handful of companies that TAUGHT people how to gain leverage with their legal rights…

And work out deals on their own credit card debts down to a fraction of what they owed…

LIKE A PROFESSIONAL WOULD.

At the time, I already had consultations with some credit counseling and debt management companies…

And had started to figure out how untrustworthy debt relief services were.

So I liked that D.S.I. was willing to share their secrets…

And put the only person I KNEW I could trust, which was ME…

In control of my own future.

It sounded like the unique solution I was looking for.

There was only one problem: D.S.I. charged a steep, upfront fee of $3,000 for their program.

Just like any debt relief service, they wanted a big paycheck.

But I figured if it even did half of what they claimed, it would be worth all $3,000 and then some.

So I took the plunge, scraping together any money I could to pay for it.

Then, step-by-step, I completed the course.

And none of the steps involved talking to my creditors, ever.

Almost all of it was just using pre-written letter templates to send written messages to my account reps.

How straight-forward this was made it all the more shocking that it worked so well.

With D.S.I.’s Help, I Settled $64,390 in Credit Card Debts for About $3,500.

I want to make this real for you, the way it was for me.

Take a look at some of these credit card balances:

There’s $11,197 outstanding from Juniper…

Two from Citi for about $24,000…

$11,500 from Chase…

And over $10,000 from First USA.

But I walked away having only paid $3,500 on top of D.S.I’s fees:

A 94.6% credit card debt reduction.

Yes, this is much more than a 50% debt savings…

And results like these are possible…

If you follow the principles of my roadmap to a tee.

But it wasn’t about the exact percentage savings for me.

My life TRANSFORMED after the crushing weight of my debts was lifted.

I took my lady out for more romantic dates with the extra money…

Started to let loose at home…

And felt like I could do anything I set my mind to.

And I learned so much about the inner-workings of the credit industry during my ordeal…

That I was able to use a few credit tricks…

To raise my credit score to 831 in no time at all.

But it got me thinking…

Why does debt relief have to be such a nightmare for people?

I used D.S.I.’s strategy to clear my debt WITH MY OWN HANDS…

And others could too.

Then they wouldn’t have to shell out $1,000s of dollars they didn’t have!

You see, this was extremely personal for me.

I’m a Marine Corps Veteran…

And I saw many of my peers from the armed forces struggling to get back to everyday life.

Many didn’t have the business experience to find a well-paying job…

And many suffered from post-traumatic stress and struggled to hold a job at all.

They fell deep into debt just like I did.

So I knew what I needed to do.

I set out to create a simple, inexpensive program for people who were struggling with credit card and other unsecured debt…

To clear their debts and turn their lives around.

From one of SURVIVING creditors…

To one of THRIVING off of money in the bank, a rising credit score and a growing nest egg.

I DIDN’T want people to:

  • Get conned into believing a 30% debt reduction with 25% fees was the best they could hope for.
  • Sign a legally binding contract with a 3rd-party debt relief service that doesn’t care about them and can ruin their credit.
  • Feel the PANIC of thinking they were taking care of their debts, only to find they were being taken advantage of.

I DID want to walk people step-by-step through exactly what to do…

To clear most of their credit card debts, raise their credit score and start building their dream life.

D.S.I gave me a running start with a few of their tactics…

But it took almost a year to make the many necessary improvements…

And put it all into an easy-to-follow program that anyone could use…

Without a required service person.

What I Compiled Became Hands-Down MY LIFE’S WORK

I named my program The DebtClear Roadmap and over the last few decades, I’ve…

Helped folks wipe away $100’s thousands in credit card debts…

Built a business that attained an A+ rating from the Better Business Bureau…

And created an online community of 24,080 and growing people just like you…

Armed and ready to take care of their unsecured debts for good.

Then recently, the COVID-19 pandemic ripped through America…

And put your basic livelihood at risk.

So I felt an obligation to get DebtClear to you and everyone else suffering from the aftermath of the pandemic.

Especially since right now…

Because of the impact COVID-19 has had on the U.S. economy…

YOU have the unique opportunity to work out deals on your debts with new added leverage.

But it only works if you act now.

You see…

The credit industry is currently dealing with an overwhelming amount of past-due credit card balances.

CNBC recently reported that because of the shut downs, 80% of credit card holders are worried about making their next minimum payment.

So like any for-profit business waiting longer than usual to be paid…

Creditors are concerned they won’t be paid at all.

What that means for you is they are more willing to cut deals just to see some returns on their investments.

But once America gets completely back to normal…

This leverage could be gone forever.

So there’s never been a better time to use DebtClear to take care of your unsecured debts like:

  • Credit card
  • Medical
  • Personal loan
  • Lines of Credit
  • Store and gas cards
  • Unsecured student loans

And I’m excited to announce that there’s never been an EASIER time either.

In fact…

I’d like to send you an urgent email with all the details on completing The DebtClear Roadmap.

The subject line will be: 🎉 Your Path to Life-Changing Debt Savings Starts Here.

I’d like to send you this email in the next five minutes.

It will show you your first roadmap step…

And allow you to access the jam-packed DebtClear website.

From there, it couldn’t be easier to watch the easy-to-follow instructional videos…

Download the pre-written message templates…

And put The DebtClear Roadmap into action to improve your debt situation, finances and your life.

Earlier, I showed you a few of DebtClear‘s success stories…

And now I’m allowing you to get started with this, too…

With a membership to The DebtClear Roadmap website.

Go ahead! You deserve it.

Here’s the path you’ll take with The DebtClear Roadmap

Step 1: Escape the rigged credit system holding you back.

  • You learn how to avoid the #1 Debt Mistake that costs people $1,000s in credit card fees and can lead to a credit score drop.

Step 2: Use your rights under the FCRA and FDCPA to go on the offensive and gain leverage.

  • You use The DebtClear Roadmap‘s pre-written message templates to show your representatives that you are one of the few that DO know your rights as a borrower and will not let them take advantage of you. This is when The DebtClear Roadmap has its biggest impact on your money and well-being.

Step 3: Once you’ve received a debt savings or signed agreement you’re satisfied with, you can celebrate! Congratulations! Until then, you keep using the letter templates and other leverage tactics until you DO get to your magic number.

  • During this time, you can also FORCE a creditor to Zero-Out your account if they violate the FDCPA and you know how to capitalize(I show you a trick to do with ease). This would clear 100% of your outstanding debt for that account. It’s the David vs. Goliath tactic that uses their aggressive behavior against them. This tactic ALONE could be a game changer for you.
Here’s what people are saying about The DebtClear Roadmap

“ ‘Debt Clear Roadmap’. The title… is what this is about. And indeed it is very comprehensive with a lot of useful and practical information that really works. […] Will not disappoint you.”

Carlos
DebtClear Roadmap Success Story

“Still using it as a reference to resolve my issues that I have from the VA not paying as it should for my medical bills.”

Ron
DebtClear Roadmap Success Story

“Thank you for your program. When we thought we were at the end of our existence, your company came into our lives and changed them forever. Thanks to you and The DebtClear Roadmap, we were able to take care of over $120,000 in credit card debt. We are now and will always be indebted to you. Thank you for your life-saving program.”

Pat and his family
DebtClear Roadmap Success Story

I want YOU to be our next success story.

How much would it be worth to you to restart your life?

To eat at the restaurants you like…

Go on the vacations you like…

And get your family the latest in cell phones, computers or any technology they want.

Most people don’t get second chances…

But today, you have the opportunity to get yours.

When I was learning this, there was nobody there to tell me what to do.

I ended up paying $3,000 originally just to learn SOME of the secrets in The DebtClear Roadmap.

Fortunately for you, you don’t have to go through all of that because I did it already.

And you don’t need to pay anywhere near $3,000.

Or $1,500.

Or even $500 dollars.

I want you to have The DebtClear Roadmap for a fraction of that.

Click the button below…

And you’ll see a risk-free, money-back trial…

With a price WORTH CELEBRATING 🎉🎉🎉.

If you’re ready to take the next step, click to the next page now.

You have absolutely nothing to lose by trying it…

And a lot to lose if you struggle to pay back mountains of debt over the next few years.

Or worse, see your savings go into someone else’s hands.

Go to the next step now…

Before the COVID-19 recession fades away and you lose the extra leverage it gives you.

I can’t wait to see you on the other side!

Thanks for listening…

Micheal Croix

April 2021

Information contained herein is obtained from sources believed to be reliable, but its accuracy cannot be guaranteed. Chuck and Joan used the principles found in The DebtClear Roadmap, not the product itself.